Get to know me
North Carolina has been home for more than 35 years, and I still believe it’s one of the best places in the country to live. I grew up in Raleigh and graduated from UNC Wilmington in 2006 with a B.S. in Finance and International Business. Soon after, I jumped straight into the mortgage industry—a career that’s allowed me to combine financial strategy with helping families achieve lasting homeownership.
In 2013, I returned to Raleigh to open a new branch, be close to family, and give back to the community that shaped me. When I’m not working, you can usually find me on a baseball field coaching my two sons or in Atlantic Beach with my wife, Amy, enjoying the sun and the Carolina coast.
WHY WORK WITH ME
With nearly 20 years of experience, I guide families through the mortgage process with clarity, confidence, and a plan tailored to their long-term goals. No two clients are the same—so I take the time to understand where they are today, where they want to be tomorrow, and how the right loan strategy can help them get there.
Think of me as a financial planner for real estate. I help clients strengthen financial literacy, explore smart lending options, and make informed decisions that support both immediate needs and future wealth.
I’m proud to offer a range of programs that go beyond traditional financing, including:
• No-income-verification loans
• Investment property loans using short or long-term rents to qualify
• Fix-and-flip financing
• One-time close construction loans
• Raw land loans
As an active real estate investor with both short- and long-term rentals, I stay closely connected to market trends through continuous education, networking, and hands-on experience.
MY COMMITMENT TO REALTOR PARTNERS
In this business, I believe there are two types of lenders—those who focus on transactions and those who focus on relationships. I’m firmly in the latter camp.
My goal is to create long-term value for both clients and agent partners. Over the years, I’ve built a strong base of repeat and referral business, and I help my realtor partners do the same through shared strategy and education.
I host monthly trainings on everything from marketing tools that attract and nurture leads to buyer and investor seminars that generate new opportunities. I’m also the person agents call when another lender can’t get a deal across the finish line. With creative financing, deep experience, and an out-of-the-box approach, I find ways to help our shared clients succeed.
Fast pre-approvals (often within an hour), closings in as little as two weeks, and proactive, transparent communication are all part of the experience.
If you’re looking to grow your business, help more families, or explore how we can work together, I’d love to connect.
Phone
Address
525 New Waverly Place Suite 202
Cary, NC 27518
Mortgage solutions to fit your needs
Conventional Loan
Conventional loans aren’t backed by a federal agency, such as the Federal Housing Administration, which means conventional loans are more flexible in their terms and have fewer restrictions. However, conventional loans often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and conform to the loan limits set by the Federal Housing Finance Administration. A few benefits of this type of home loans include, competitive interest rates, fewer fees, an option for second home purchases and Flexible requirements for mortgage insurance. At Mutual of Omaha Mortgage, we offer a variety of loan terms with fixed or adjustable rates.
Refinance
When you refinance your mortgage, you pay off your existing loan with a new loan that usually offers a better rate or a shorter term. Sometimes, refinancing to a different mortgage product can offer benefits as well. Refinancing provides you savings over the life of the loan and can also provide immediate benefits to your current financial or personal situation.
Cash Out
A cash-out refinance replaces your existing mortgage with a new loan for more than you owe on your home. The difference goes to you in cash, so you’re able to spend it on home renovations, improvements, debt consolidation or other financial needs. You must have equity built up in your house to take advantage of a cash-out refinance. Traditional refinancing, in contrast, replaces your existing mortgage with a new one for the same balance.
ARM Loan
The nature of an adjustable-rate mortgage allows buyers and those looking to refinance to, in a sense, ‘play the odds’ on future interest rates. ARM loans come attached with a fixed-rate during a preliminary duration of time. This can range from 5, 7 or 10 years, depending on your unique mortgage needs. After that, your loan interest rate will be dictated by whatever the going rate is for your loan. For example: You lock an ARM at 5 years at a 3.75% interest rate. After that 5-year period, interest rates on your loan product can rise, fall or stay the same. The latter is rarely the case unless a massive shift in the national economic picture rattles the bond market – of which interest rates are closely tied.
VA Loan
The VA home loan program is a mortgage program backed by the U.S. federal government that helps service members, veterans, active military and eligible surviving spouses become homeowners. The VA home loan allows qualified US service members and veterans to purchase or refinance a home at competitive interest rates and with $0 down payment. In addition, VA home loan benefits include reduced closing costs, no private mortgage insurance (PMI) or penalties for prepayment. While the VA loan is a federal program, the government generally does not make direct loans to applicants. Private lenders, including Mutual of Omaha Mortgage, finance the loan while the Veteran's Administration offers an insurance guarantee. This guarantee provides an incentive for private lenders to offer loans with better terms and protects them in the event of a customer default.
FHA Loan
Sponsored by the U.S. Department of Housing and Urban Development (HUD), FHA loans are government-backed home loans distributed by private lenders like Mutual of Omaha Mortgage. FHA Loans are often used to fund homes for first-time home buyers, who come to Mutual of Omaha with short-lived or troubled credit history and smaller down payment goals. FHA loans are federally insured, meaning the buyer does not face steep down payment or PMI requirements relative to conventional loans. Financing a home loan is more attractive for FHA loan-eligible applicants. Conventional loan products typically require 10%-20% down on a loan, depending on the buyer’s preference toward PMI. FHA Loans allow qualified buyers the opportunity to purchase a home with as little as 3.5% down.
USDA Loan
The USDA loan program’s purpose is to provide affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities throughout the United States. A USDA loan is a mortgage that offers considerable benefits for those wishing to purchase a home in an eligible rural area. USDA home loans are issued through private lenders and are guaranteed by the United States Department of Agriculture (USDA).
Jumbo Loan
Jumbo loans are discussed with the buyer when a buyer’s total down payment does not put the total finance value at less than the county loan maximum depending on a home's location. The loan maximums vary by county. An 1,800-square-foot home in one county could be valued at a higher amount than another due to the surrounding real estate market. Part of the standard application process on any loan is to verify credit history, income and employment information. Jumbo loans have stricter requirements simply due to the high-risk nature of the loan.
Why choose Mutual of Omaha Mortgage for your home loans?
Work with a brand you know and an advisor you trust, get personalized service throughout the loan process from an experienced mortgage expert and manage the entire loan process from anywhere with our easy-to-use mobile app.
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Let’s Connect
Monday-Friday: 9am-5pm
Weekends: Closed
Cell: (919) 880-8185
525 New Waverly Place Suite 202
Cary, NC 27518
